Simcoe County, Corporation of

Site: Midhurst Administration Centre

Service: Housing Programs - Home Ownership Program

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Record #: CWD7006
Last Modified: 09 Oct 2025
Last Full Update: 04 Jul 2025

Contact Information

Office Phone 705-725-7215 ext 1119, accepts collect telephone calls
E-Mail iah@simcoe.ca
Website www.simcoe.ca/dpt/sh/apply-for-the-homeownership-program
Social Media Facebook Facebook: https://www.facebook.com/CountyofSimcoe?fref=ts
LinkedIn LinkedIn: https://www.linkedin.com/company/county-of-simcoe
YouTube YouTube: https://www.youtube.com/countyofsimcoe

Site Information

Description (Site) Cross street: Hwy 26 and Bayfield St
Located In Community Springwater
Address & Map
Administration Centre, 1110 Hwy 26
Springwater, ON
Canada L9X 1N6
 
View Google Map
Intersection Hwy 26 and Hwy 27
Mailing Address Administration Centre, 1110 Hwy 26 
Springwater, ON 
Canada L9X 1N6
Physical Access Fully Accessible

Description and Service Details

Description (Service)

Provides down payment assistance to moderate income individuals and families giving them the opportunity to move from rental accommodation to homeownership

  • Homeownership component of the Investment in Affordable Housing program provides up to 10% in down-payment assistance to households to aid them in purchasing a new house at or below a set maximum price (changes yearly)
  • loan is forgivable if the applicant keeps the home for 20 years
  • if the applicant sells the house, they have to repay the principal downpayment assistance plus 10% of capital gains
  • this money will then go back into a revolving fund the county will maintain so it can be rolled back out again


A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households
Hours Mon-Fri 8 am-5 pm
Areas Served Simcoe County
Eligibility
  • current resident of Simcoe County, including Barrie and Orillia
  • provide proof of mortgage pre-approval
  • be a renter household (please note: "Room & Board" and/or living with family does not qualify as "Renter Household" unless you are staying in a separate rental unit within the home that can be rented out upon your departure)
  • cannot currently own a home or have any vested interest in a residence/land
  • provide proof of gross household income at or below $126,100 (updated periodically)
  • provide personal assets, including any gifting amounts from friends or family, savings, GIC's, etc. cannot exceed $50,000. RRSP's of first-time home buyers count towards personal contributions as they can be accessed for home purchases as per Canada Revenue Agency guidelines
  • no outstanding arrears if a former/current tenant of Social Housing in Ontario
  • at least 18 years of age, Canadian citizen, permanent resident, or have Refugee Claimant status
  • supply photo identification and birth certificate or other proof of status in Canada
    		•
    Application Visit online Application-Package-Secondary-Suites
    There may be a waiting list depending on fund availability.
    Languages English
    Fees None

    Agency and Service Names

    Alternate Name Affordable Housing Program's Homeownership Program
    Former Name Canada-Ontario Affordable Housing Program's Homeownership Program

    Agency Information

    Parent Agency Name Simcoe County, Corporation of
    Legal Status (10) Local Government
    Funding Regional / Municipal

    Taxonomy and Classification

    Service Categories Home Purchase/Construction Financing/Refinancing